Preferred Lender Network

Dallas Habitat is proud to partner with lending institutions who offer mortgage products and financial assistance to fit a variety of needs, including programs designed specifically for first-time home buyers.

We encourage you to be an informed buyer and explore your options for home financing. Use this list as a guide for where to start. As you receive approvals, be sure to inform your Habitat Homeownership Counselor so we can help guide you on next steps and resources such as financial assistance and affordable housing inventory!

Let’s protect your investment.

Bancorp South

Kip Dixon, NMLS 1035392
kip.dixon@bxs.com
(214) 491-1403
(972)-814-3947 (cell)
Nydia Badillo, NMLS 1507027
SE HABLA ESPAÑOL
nydia.badillo@bxs.com
(214) 498-4587
Highlights: Low down payment options FHA and VA Approved lender for TSAHC, TDHCA, and FHLB Dallas down payment assistance programs

Dallas Neighborhood Homes

(Dallas Habitat’s In-House Lender)
Melissa Garza, NMLS 1507013
SE HABLA ESPAÑOL
mgarza@dallas-habitat.org
214-678-2353
Highlights: Conventional, 100% financing with 0% interest. Habitat provides $8,000 in down payment assistance and $2,000 in closing cost assistance, plus buyers may be eligible for additional assistance through partner programs. Only available for qualified buyers who purchase a Dallas Habitat home.

Inwood Bank

Anita Mirro, NMLS 477146
anita.mirro@inwoodbank.com
(214) 351-7339
Highlights:
Portfolio product available
Approved lender for DHAP

Prosperity Home Mortgage

Rudi McFarlane, NMLS 2132558
rudi.mcfarlane@phmloans.com
(469) 805-5503
Highlights:
Low down payment options
Down payment assistance up to 5% of the loan amount.
FHA (including 0% down option)
VA
Approved lender for DHAP and TSAHC down payment assistance programs

Bank of America

Alejandro Rodriguez, NMLS 621644
SE HABLA ESPAÑOL
alejandro1.rodriguez@bofa.com
(214) 784-5156
https://mortgage.bankofamerica.com/alejandro1-rodriguez

Highlights:
Low down payment options
Homebuyer grants up to $17,500
FHA and VA
Approved Lender for DHAP and UPCAP down payment assistance programs

Bank of America

Melissa Lopez, NMLS 618962
SE HABLA ESPAÑOL
melissa.lopez@bofa.com
(214)-393-6658
https://mortgage.bankofamerica.com/melissa-lopez

Highlights:
Low down payment options
Homebuyer grants up to $17,500
FHA and VA
Approved Lender for DHAP and UPCAP down payment assistance programs

First Horizon Bank

Daniel Garcia, NMLS 279662
SE HABLA ESPAÑOL
daniel.garcia@firsthorizon.com
(254) 717-9047
Highlights: Zero-down mortgage
Homebuyer grants up to $10,000
FHA and VA
Approved Lender for DHAP and TSAHC down payment assistance programs

PNC Bank

Jairo Torres, NMLS 935379
SE HABLA ESPAÑOL
jairo.torres@pnc.com
pncmortage.com/jairotorres
(214) 310-9518
Highlights:
Up to $5000 in closing cost assistance

Town Square Mortgage

Lino Roberto Espinosa
SE HABLA ESPAÑOL
lespinosa@tsmlending.com
(972) 468-9012
Highlights:
Low down payment options
FHA and VA
ITIN, DACA, and non-citizen products available
Approved lender for TSAHC and TDHCA down payment assistance programs