4 Organizations to Find Affordable Housing in Dallas, Texas
The need for affordable housing
There is a great need for affordable housing in Dallas, Texas. According to the National Low Income Housing Coalition (NLIHC), “The shortage of low-income housing has become increasingly critical as the cost of living continues to increase and more people are unable to afford a decent place to live.”
In order to find affordable housing, it is important that you know what types of programs are available in Dallas. Some programs provide discounted or free housing, depending on your unique circumstance. Here are a few options for those seeking affordable housing or homeownership options in the Dallas area.
1. Dallas Area Habitat for Humanity
Dallas Area Habitat for Humanity is an affordable housing developer and community partner expanding access to affordable homeownership.
We serve households earning between 50% and 120% of the area median income (up to $145,320 for a family of four). Dallas Habitat advances homeownership through new home construction, financial education, personalized counseling, advocacy, and affordable mortgage financing. To date, Dallas Habitat has built or rehabilitated more than 2,100 homes, advancing its mission to build strength, stability, and self-reliance through affordable homeownership. By equipping future homeowners with the tools and support needed to purchase and sustain their homes, Dallas Habitat strengthens neighborhoods and helps build a more resilient, thriving Dallas.
For individuals and families working toward homeownership, Dallas Habitat offers:
- Financial education and HUD-certified personalized counseling on budgeting, credit, and taxes
- Stable, quality 2-, 3-, and 4-bedroom homes
- Zero down payment and zero-interest mortgages
- Home repair and improvement programs
The need for affordable housing in Dallas continues to grow. Partner with Dallas Habitat—by applying, volunteering, or donating—to help more families build stability and a stronger future.
2. Under 1 Roof
Under 1 Roof provides supportive housing and other services to homeless or low-income individuals as well as families in the Dallas community with a focus on those individuals and families becoming self-reliant.
With self-reliance as the end focus for those receiving support from the organization, Under 1 Roof provides services such as career counseling, tutoring for children and teens, legal counseling, and mentoring. Under 1 Roof is a faith-based nonprofit, and provides resources for families through other faith-based organizations, community groups, volunteers, and partner agencies.
Like many others, Under 1 Roof is united with other nonprofits by the invisibility of homelessness. Homelessness in America is often depicted as solely substance abuse and living on the streets however, it is more commonly mothers and small children bouncing from family and friends’ homes with nowhere else to go. Under 1 Roof is on a mission to make those invisible experiences visible and to work together with the community to end homelessness in Texas.
3. Dallas Housing Authority
The Dallas Housing Authority was established to provide for low-income families and individuals in the City of Dallas using federal housing assistance funds, domestic violence programs, health clinics, the mental health community as well as on-site services by providing transportation such as grocery shopping so those in the program can afford food while living below basic income limits.
The Dallas Housing Authority, is not a nonprofit, but a government-funded program which means it must charge rent for its apartments and developments based on Federal Guidelines.
The Dallas Housing Authority’s goal is to provide decent, safe and sanitary housing in a community that values its residents.
HDHA offers:
- Individualized case management
- Access to health and social services
- Opportunities for employment and training
- Security deposit assistance